Tax-Aware SIP Calculator

Calculate SIP returns with detailed tax implications based on asset type and investor status

Tax-Aware Parameters

₹500₹50,000
1 Years40 Years
2%20%

Extended range available - AMFI compliant: 2% - 13%

₹9.00L
Total Invested
₹16.23L
Est. Returns
₹25.23L
Total Value
₹23.20L
Post-Tax Value
₹2.03L
Tax Liability

Tax Impact Analysis

Applicable Tax Rate
12.5%
Effective Annual Return
10.52%
Tax Savings vs Regular Equity:N/A

Regular Equity Funds

No lock-in period, standard equity taxation

Key Benefits:
  • • High growth potential
  • • Liquidity after 1 day

Tax Rate Comparison

Asset TypeResident (Pre-2024)Resident (Post-2024)NRI
ELSS0%0%20%
Equity Funds10%12.5%20%
Debt Funds20%20%30%
Hybrid Funds15%15%25%

* Long-term capital gains tax rates. Rates may vary based on holding period and specific conditions.

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Important Disclaimer

Important Disclaimer: All calculations are illustrative and for educational purposes only. Not indicative of any mutual fund scheme performance. Past performance does not guarantee future results. Please consult certified financial advisors before making investment decisions.

  • • Return assumptions are within AMFI guidelines (2-13%)
  • • Calculations include inflation and tax considerations where applicable
  • • Results are for illustration purposes and not investment advice
  • • Consult certified financial advisors before making investment decisions